As you would expect with the USA, who have a history of excellent service provision, there are many different types of mortgages available to borrowers. Our independent mortgage brokers will listen to your particular needs and wishes, and will search for the best available opportunities for you. Our brokers have the lowest completion costs in the industry, and never charge upfront application fees. Any and all consultations are given free of charge with no obligation and all loans are structured to meet your individual circumstances.

As a non-US citizen the minimum deposit allowable to purchase a holiday home in the US is 20%. Generally, loan terms are up to 30 years with no early redemption penalties. We can provide either a Sterling UK mortgage or a Dollar US Mortgage on your new investment home.

In most cases we recommend a Dollar based mortgage as not only is your rental income paid in Dollars but your interest on the mortgage in the US is 100% tax deductible, along with property taxes and certain expenses.

We can offer self-certification loans up to 80% of the purchase price – no income verification required at all, which can be approved within 48 hours.

• Vacation and investment purchases and remortgages
• 80% no income verification loans
• Lowest completion costs in the industry
• Interest only and capital repayment loans available
• No up-front application fees
• US and Sterling loans available